Miles over ground or over water?

[Jim Cate]

Insurance companies can be pretty silly with some of their demands, but really, folks, the operational difference between distance through the water and over the bottom is not going to be significant to them. I think that one can safely disregard the issue and get on with the sailing.

Jim

[rgscpat]

In regard to the side discussion about sea service time for qualifying for a professional license from the US Coast Guard, that trip over to the pump out doesn't seem likely to count for anything... unless it's a very slow, long trip and the pumpout is a wee bit slow.

Or at least that seems to be the inference to be drawn from the US Code of Federal Regulations, Title 46, section 10.107, Licensing, Definitions...

"Day means, for the purpose of complying with the service requirements of this subchapter, eight hours of watchstanding or day-working not to include overtime. On vessels where a 12-hour working day is authorized and practiced, each work day may be creditable as one and one-half days of service. On vessels of less than 100 gross register tons, a day is considered as eight hours unless the Coast Guard determines that the vessel's operating schedule makes this criteria inappropriate, in no case will this period be less than four hours. When computing service required for MODU endorsements, a day is a minimum of four hours, and no additional credit is received for periods served over eight hours."

[goboatingnow]

Originally Posted by homerobarros

Hi everyone,

I need to prove to the insurance that I have enough experience to extend the areas allowed for navigation, so I am religiously recording all trips, but noticed that there is a significant discrepancy between the boat log that tracks over water, and the gps log of bad elf/navionics that record over ground.

What is the method mostly used?

Thank you for the clarification.

Cheers

Give your insurance the most favourable number !!

Dave


Sent from my iPad using Tapatalk

[FlyingCloud1937]

Jim and Ann,

While, I quite enjoy both of you as peoples!

You sometimes very frustrate me, with some of your advise. It seems, you think it more important on how it should be....as to how it really is...in the real world.

If you have a generation gap, maybe don't give so much advise.

Stop and think about the real WORLD.

Lloyd

Originally Posted by Jim Cate

Insurance companies can be pretty silly with some of their demands, but really, folks, the operational difference between distance through the water and over the bottom is not going to be significant to them. I think that one can safely disregard the issue and get on with the sailing.

Jim

[FlyingCloud1937]

Sometimes it hurts to be right.

BUT right, you are.

Lloyd

Originally Posted by rgscpat

In regard to the side discussion about sea service time for qualifying for a professional license from the US Coast Guard, that trip over to the pump out doesn't seem likely to count for anything... unless it's a very slow, long trip and the pumpout is a wee bit slow.

Or at least that seems to be the inference to be drawn from the US Code of Federal Regulations, Title 46, section 10.107, Licensing, Definitions...

"Day means, for the purpose of complying with the service requirements of this subchapter, eight hours of watchstanding or day-working not to include overtime. On vessels where a 12-hour working day is authorized and practiced, each work day may be creditable as one and one-half days of service. On vessels of less than 100 gross register tons, a day is considered as eight hours unless the Coast Guard determines that the vessel's operating schedule makes this criteria inappropriate, in no case will this period be less than four hours. When computing service required for MODU endorsements, a day is a minimum of four hours, and no additional credit is received for periods served over eight hours."

[valhalla360]

Just ask the uninsurance agent what is expected.

Odds are they are just looking for reasonable evidence you are familiar with the boat and cruisng in general. The difference between 1000 miles vs 1200 miles will be all but irrelevant to them.

[Jim Cate]

Originally Posted by FlyingCloud1937

Jim and Ann,

While, I quite enjoy both of you as peoples!

You sometimes very frustrate me, with some of your advise. It seems, you think it more important on how it should be....as to how it really is...in the real world.

If you have a generation gap, maybe don't give so much advise.

Stop and think about the real WORLD.

Lloyd

So, Lloyd, you think in the "real WORLD" that insurance companies will differentiate between miles over the ground and miles through the water when evaluating a prospective customer's experience?

I disagree.

Maybe because of a "generation gap", but then I don't really know what you mean there. Is it that you think that I am too old to give useful advice to younger folks? Perhaps so, though sometimes they seem to appreciate my contributions.

If the advise that I offer to others frustrates you, my advise to YOU is to ignore it. You also have my permission to advise others to ignore it. I don't really care.

Jim