Insurance?

[Liberty28]

Your best bet is...

International Marine Ins. Services
462 Kent Narrows Way North
Grasonville, MD 21638
Fax: 443-926-0580
Voicemail/Skype in: 443-569-3711

IMIS Customer Service (9-5 Monday - Friday):
From the USA: 800-541-4647
From outside the USA: 410-827-3757
After hours claims or emergencies: dial appropriate number above plus extension 20

[fcsob]

We have a 41ft Morgan O/I & we pay $3200 a year. Its the year of the boat.

[RickD]

Hmmm I just set up insurance on mine. It's a towed boat, 25'11". It's covered on the water, on the trailer, and at my home is there were damage to it there. Full coverage (replacement value - which isn't that much really) and liability if I do something stupid.

$112 bucks a year.

Maybe I'm a good driver?

[bstreep]

Try Nationwide. We were a bit skeptical at first, but we had a tornado claim earlier this year, and we had several friends with claims from Ike in Clear Lake. All went very well. We pay about $1700 for ours, and we are in hurricane territory.

[nautical62]

I recently got quotes from both Progressive and Boat US. Progressive was a better deal, but Boat US covered me for the whole Bahamas. The quotes I received for a Morgan 30 varied greatly depending on the area covered and deductible. You may save a lot of money if you are willing to go with a higher deductible. Boat US even had a very affordable liability only policy, but last I checked they offered it for US waters only.

[Boomp]

I attempted to go thru homeowners insurance and they were high. I tried Sea Tow Boat insurance and happily get it for around $500 yearly. Our boat is a 1977 Morgan Out Island, 30'.

[Acadia]

ilikeraresteak

I was in the same position as you a year ago having bought my first boat and getting outrageous insurance quotes (85 hunter 40). The best I got was IMIS at just over 2000. I then found a better policy at strickland marine insurance for 1200.

And this is for insurance in Florida

Give them a call. Ask for a quote from National Interstate (I think)

Boat insurance, yacht insurance at Strickland Marine Agency

Originally Posted by Captain Bill

Kai Nui, is the 35 ft limit a new policy from progressive? I had them thru 2007 on a 43.5 footer. I got my quote from their web site when I started.

Honestly, I am not sure. I received a quote on my boat for liability only, and there was no issue a year ago. I tried to run your boat the other day based on some assumed info, and it limited it to 35'. It may be the lack of experience. Next week I will take a look at the policy jacket for boats, and see what exclusions are noted around that.

[TabbyCat]

Liberty 28,
Thanks for the endorsement!

By the way: IMIS just moved our offices last week, and we also changed our e-mail addresses. E-mails sent to the old e-mail address will get forwarded for quite a while. Here's my new contact information:

e-mail: susan@IMIS.pro
fax 443-926-0589
skype 443-569-3711

International Marine Insurance Services
110 Channel Marker Way
Suite 200
Grasonville, MD 21638

[BassAckwards]

My 32' O'day is insured with Progressive and my annual premium is $596. I thought it was $500. deductible, but they only hit me for $375 with my claim for IKE.

Insurance companies use all kinds of different factors in rating. I.E. Live aboard, boating experience, location and what kind of dock, whether a homeowner, length of residence, driving record, criminal history, credit rating, previous claim history, marital status....

BTW Progressive treated me so well with my IKE claim that now I have my autos with them too. Regretfully they dont write homeowners in my area.

[BassAckwards]

TabbyCat I hope I didnt offend you by posting about a competitor. I wasnt thinking. Im sorry.

Hey, Im a sailor, what do you expect?

[TabbyCat]

BassAckwards,
No problem. However, please note that Progressive is not a competitor. We are agents for them, along with about 20 other companies.

I often get 2 or 3 quotes and compare the coverage between the policies. The goal is to match each person up with the policy that best fits their needs. Navigation territory, residence mailing address, boat value, boat type, owner experience and premium cost all go into the equation as to which policy/company is the right one for you.

Fair Winds,

[BassAckwards]

Thanks for the info. Im glad I didnt step on your toes.

[bobdobbs]

Hey all,

I just watched the Eisenhower pass by. I never get tired of seeing those carriers. Man are they huge.

Anyway, I know I'm really new to this forum, and sailing for that matter, but I just had to put my $0.02 in on IMIS.

I got Susan's (Tabbycat) name from this site and I couldn't be more pleased. She's bent over backward to answer my all my senseless questions and, being a cruiser herself, has set me straight on a couple of things as well. Few go that extra mile. In the end, she got me a very fair quote from Progressive.

I wouldn't hesitate to recommend her and IMIS to anyone.

Thank you Susan and have a safe trip.

[dacust]

I contacted Susan, as well. She got back to me a coupla hours later with a questionnaire (already filled in with the information I included in my first e-mail to her). First quote before the end of the day. She said she was still looking for something better. Everything handled quickly by e-mail (I think my total time is less than 15 minutes). Quick, but thorough. I'm very pleased, so far.

-dan