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Old 26-10-2020, 13:48   #1
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Join Date: Jan 2013
Location: Florida, Daytona
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Insurance liability responsibilities of owner vs paid delivery crew

I am working towards buying a boat in South Africa that will need to be delivered to the East coast USA (Florida).

I intend to use professional delivery crew to sail the boat to the US.

What is the norm with regards to liability insurance for such crew? Am I, the owner, liable for any injury or worst case, loss of life should something happen during the delivery, or does professional crew mean that they are responsible for any situation during the delivery, and as such also reliant on their own insurances

I wont be on the boat during the delivery.


Thanks


Pieter
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Old 26-10-2020, 15:36   #2
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Re: Insurance liability responsibilities of owner vs paid delivery crew

Quote:
Originally Posted by Afrinus View Post
I am working towards buying a boat in South Africa that will need to be delivered to the East coast USA (Florida).

I intend to use professional delivery crew to sail the boat to the US.

What is the norm with regards to liability insurance for such crew? Am I, the owner, liable for any injury or worst case, loss of life should something happen during the delivery, or does professional crew mean that they are responsible for any situation during the delivery, and as such also reliant on their own insurances

I wont be on the boat during the delivery.


Thanks


Pieter
When I do a delivery I ask to the owner to make sure that their liability and damage insurance coverage covers me. I also carry personal liability insurance.
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Old 29-08-2021, 15:48   #3
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Re: Insurance liability responsibilities of owner vs paid delivery crew

Quote:
Originally Posted by jackdale View Post
When I do a delivery I ask to the owner to make sure that their liability and damage insurance coverage covers me. I also carry personal liability insurance.
================================================

Understand about asking a potential crew member, professional or volunteer, to produce proof of personal liability insurance.
What about me as owner, need to call my home insurance to see if the umbrella policy will cover in case the crew is injured, has anybody had this experience?
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