Hurricane Idalia (Merged) Florida, Georgia, Carolinas

[GordMay]

Originally Posted by Montanan

... Of keen issue is that most homeowner's insurance does not cover flooding. I saw a few buildings that were flooded but on fire, makes me wonder if insurance coverage of fire risk would apply or whether the insurance company would deem the cause of the fire to be flooding. Rather surreal to see flames coming from the home when it flooded by several feet of water...

Reminds me of the old joke, about "Fire and Flood" insurance.
You're only covered, if you have a fire, during a flood.


Perhaps, not so funny, to those on the Gulf coast.

[Montanan]

Ouch:

"With fewer insurers and substantial risks for those that remain, insurance premiums have gone through the roof, with insurance premiums up 42% from last year. An Insurance Information Institute Analysis recently found that while the U.S. average for home insurance premiums is $1,700, the typical Floridian is stuck with a $6,000 bill."

https://www.msn.com/en-us/money/insu...972b903e&ei=20

[Shanachie]

The fine print in homeowners insurance in hurricane-prone states is that if you can find a company to write you a policy, you often can lower your premiums substantially by upgrading your home.


So many older homes, even ones near the water, have regular glass, flimsy doors, roof bases that aren't strapped properly and no permanently mounted, county-approved storm shutters.


They are disasters waiting to happen, and insurance companies know it.



Yeah, it will cost a substantial amount of money to bring a house up to code, but the reality is that every house in Florida has to be fortified against hurricanes to survive in this climate-changing world.


Hell, we fled from Ian last year and got hit by the storm in ORLANDO. The eye passed right over us.



A larger problem is the older homes that were built 4 or 8 feet above sea level - some of them near a beach or river -- back in the days when storms were usually not as strong or frequent.


These places are toast. Rebuild them and they'll be wrecked again in a few years. Changes in flood insurance mean that some of these houses will cost 25-30K a year for coverage, so people don't buy it.


The only choice, if you can rebuild at all, is elevate the house above flood level.


There are places all over Florida -- Miami Beach, Las Olas Isles in Fort Lauderdale, Shore Acres in St. Pete --that flood during king tides. A storm surge spells disaster.

[GordMay]

This combination of satellite images shows a portion of Ozello, Fla., on Jan. 12, left, and the same area on Wednesday, right, after Hurricane Idalia flooded the area.

[GordMay]

Drone footage, Horseshoe Beach:
➥ http://www.cbc.ca/player/play/2260172355988

[Kettlewell]

By the way, it is pretty obvious, but for some reason a lot of boaters don't do the obvious and take a few days to just run full tilt away from a storm's likely path. Idalia didn't give much warning, but running day and night it would be possible for most boats to get at least a few hundred miles away from the projected path before landfall. The trick is to be ready to go at a moment's notice once you know the projected path will put you in a bad spot. I have dodged several storms this way. Even moving just 50-100 miles can make a huge difference in how bad the storm is. Yes, the projected cone and path are not set in stone, but they are getting better and better.

[GordMay]

The Hurricane Center's first landfall forecast, on Saturday, was less than 13 miles, from where Idalia ultimately made landfall, four days later.
Between Saturday and Wednesday's landfall, the forecast track remained consistent, and centered on the Big Bend region.
The Hurricane Center also correctly predicted that Idalia would rapidly intensify, as it tracked north across the Gulf of Mexico, although initial forecasts underestimated the storm’s strength at landfall, until about two days before.

[more]

Originally Posted by s/v Jedi

Everything natural that got destroyed is mother nature cleaning house. Everything man-made that got destroyed means it wasn’t made strong enough or smart enough. If you build in a flood zone, build it high enough. If you build in a wind zone, build it strong enough.

this is classic roff in some part of EU.

https://www.youtube.com/watch?v=rU0MTURb9Lk

https://youtu.be/B-B7l_cU1M0?si=QAxbTiTvbmycXKpq

after this going roff tile.

[Be Free]

Originally Posted by Don C L

I have a feeling all the CF members in that area of Florida are probably not looking here right now. At least I hope not.

You should go into the fortune telling business! The storm passed a few miles north of me here in Steinhatchee and this is the first time I've had the time and resources to look at Cruisers Forum.

[Montanan]

Idalia sequel, the return???

"I'll be back."


"Some [but not most] of the spaghetti forecast models tracking the storm's future trajectory show a noticeable curve, suggesting the possibility of a second impact on the east coast of Florida."

https://www.msn.com/en-us/weather/to...9a2d0d8&ei=130

[Montanan]

Originally Posted by Be Free

You should go into the fortune telling business! The storm passed a few miles north of me here in Steinhatchee and this is the first time I've had the time and resources to look at Cruisers Forum.

Hope you weathered Idalia without adversity.

The storm surge sure reversed the current of your river dramatically.

Reference one of my earlier posts.

[s/v Jedi]

Originally Posted by Montanan

Idalia sequel, the return???

"I'll be back."


"Some [but not most] of the spaghetti forecast models tracking the storm's future trajectory show a noticeable curve, suggesting the possibility of a second impact on the east coast of Florida."

https://www.msn.com/en-us/weather/to...9a2d0d8&ei=130

Yeah, that’s a BS story just because one obscure model does something crazy.

[Shanachie]

Originally Posted by Kettlewell

By the way, it is pretty obvious, but for some reason a lot of boaters don't do the obvious and take a few days to just run full tilt away from a storm's likely path. Idalia didn't give much warning, but running day and night it would be possible for most boats to get at least a few hundred miles away from the projected path before landfall.

The problem with this strategy is that when a hurricane is heading north along either of Florida's coasts, a course change of a few degrees can alter the point of landfall drastically.


You might run 100 miles north, then find the hurricane slowly changing course to follow you. Also, with big storms, tropical force winds can cover several hundred miles, so you're not really out of danger.


There are some hidey holes in various places, but they increasingly are crowded. And, sometimes, the sailor in front of you is depending on a small Danforth to hold his boat ...

[Don C L]

Originally Posted by Shanachie

The problem with this strategy is that when a hurricane is heading north along either of Florida's coasts, a course change of a few degrees can alter the point of landfall drastically.


You might run 100 miles north, then find the hurricane slowly changing course to follow you. Also, with big storms, tropical force winds can cover several hundred miles, so you're not really out of danger.


There are some hidey holes in various places, but they increasingly are crowded. And, sometimes, the sailor in front of you is depending on a small Danforth to hold his boat ...

Yeah seems true to me, especially if the hurricane is moving at 20 knots.
But hey! I'd rather the sailor have a small Danforth than any other small anchor! You'd be amazed what those little suckers can hold!

[Be Free]

No serious damage but still no electricity and we are under a "boil water" notice and a dusk to dawn curfew.


The storm surge did more damage than the wind, at least between here and the gulf.



I live almost 3 miles from the mouth of the river and about 100 yards away from the bank. In less than 30 minutes the river rose 5 feet and came about a third of the way up the road toward my house.