Insurance for tropical waters Australia

[Paroo2020]

Originally Posted by Davidla

I was a land and marina berth holder in Port Hinchinbrook and on the PHS committee and nobody chopped the top of the piles off. Keith and Ben Williams simply built i on the cheap. Yasi was a 5 meter storm surge and that on top of no previous dredging for five years was the primary cause. If you believe Blue Water and Yorkeys will take a direct hit from a Cat 5 with a 5 meter storm surge then sit and wait it out! i'll be gone.

Yes thank you for the update - I would not expect Bluewater to survive a cat 5 similar to Yassi , however If the piles had been built to the correct height at Hinchinbrook it is quite possible there would have been less damage and consequently a smaller insurance pay out.
Yassi was a bit of an exception, lets hope we don't get another like that for a while.

[Simi 60]

Originally Posted by Paroo2020

Yes thank you for the update - I would not expect Bluewater to survive a cat 5 similar to Yassi , however If the piles had been built to the correct height at Hinchinbrook it is quite possible there would have been less damage and consequently a smaller insurance pay out.
Yassi was a bit of an exception, lets hope we don't get another like that for a while.

It could also be argued that if owners had moved vessels the few short miles into the mangroves as is the well recognised thing to do in a cyclone, there would have been less damage and consequently a smaller insurance pay out.

[Paul L]

Originally Posted by IslandHopper

I know what the reason was i was here for the storm (boats falling over in yard) and have been for a long time before it, there are also unpaid claims from the 2013 Bundaberg floods, I just didn't elaborate as it makes no difference to the outcome of the thread

Right, I was there when it happened too. I just didn't think other reader's should unquestionably accept EW's stated reason. These guys have been at it for a long time.

[Galumay]

Originally Posted by wmgysi

Try Dolphin insurance in Canada. If you only need liability usually no survey is required for world wide coverage. There is however a clause that any claim for named storms/hurricanes are not covered. Hope that helps.

Tried them, dont offer insurance in Australia.

[Galumay]

In the end, after much research, it became clear that there was no possibility to get insurance for our boat. No Australian insurer will consider boats on swing moorings outside of Darwin in the NT.

We ended up just getting a Third Party Only policy from Edward William, it may help if we need to enter a marina or haul out at some point in the future. Cost was minimal so we decided it was worth the punt. They did offer us full Comprehensive, but it was impossible to get any confidence that we would actually have cover given the stories we read online.