Boat sharing clubs?

[watermanmax]

Well .... we were going to buy a cat next month in the Caribbean...now I don't know.
Has anyone had any luck with boat sharing clubs in the Caribbean?
We were planning on living on it for the winter seasons, and do to a lot of different circumstances..... I will not have that much free time....but a few weeks here and there threw the winter seasons.

I am wondering if anyone has had bad experiences with yacht clubs? or any good ones that are around Puerto Rico/Virgin Islands.
I am a OUPV captain so that may cut threw the experience requirements